Iowa Payday Loan Laws
 | Max Term of Payday Loan: | 31 days | | Max Fees and Finance Charges: | $15: $0-$100; $10 per $100 thereafter | | Maximum Loan Amount: | $500 | | Number of Rollovers: | None (cannot repay, refinance or consolidate) | | Outstanding loans allowed at one time: | 2 | | Cool-off period: | Not specified | | Military Protection: | Not specified | | Payment Plan: | Not specified | | Limits on collection and presentment: | Not specified | | Collection fees: | One $15 NSF fee (exclusive remedy) | | Presentment Limit: | Not specified | | Penalties: | Civil Fines, Suspension or revocations of license; Cease and Desist Order; Criminal | | Private right of action: | Not specified |
Iowa Payday Loan Laws:
Lender may make no loans for more than $500 to a borrower at any given time.
| Payday Loan Laws: |
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