| Min Term of Payday Loan: | 14 days |
| Max Fees and Finance Charges: | 15 %: $0-$250; 13%: $251-$400; 10%: |
| Min/Maximum Loan Amount: | $50-$500 (not toexceed 15% of borrower's gross income) |
| Number of Rollovers: | None (cannot renew, repay, refinance or consolidate) |
| Outstanding loans allowed at one time: | One per lender; 2 total |
| Cool-off period: | 7 days after 5 consecutive loans |
| Military Protection: | Not specified |
| Payment Plan: | Not specified |
| Limits on collection and presentment: | Not specified |
| Collection fees: | One $20 NSF fee; additional charges may apply when check or authorization to debit was used to defraud another |
| Presentment Limit: | Not specified |
| Penalties: | Civil Fines, Suspension or revocations of license; Cease and Desist Order |
| Private right of action: | Yes |